About Nichols Financial Advice
Justin Nichols, CFP®, is founder and principal of Nichols Financial Advice, which was launched in 2007. We provide Fee-Only, hourly, fiduciary financial advice to people at all stages of life and we specialize in providing advice to those in their 20s and 30s. We are located in Manhattan, KS, and we also enjoy working virtually, via web meeting, with clients across the USA.
We work with clients on a Fee-Only basis, meaning we do not accept commissions of any kind. We feel this is the most objective way to provide financial advice.
We work with clients on an hourly basis, meaning clients simply pay by the hour for as much or as little advice as they want (similar to a CPA or an attorney). We feel this is a very accessible way to provide financial advice.
We work with clients on a fiduciary basis, meaning our only loyalty is to our clients – not a brokerage firm or a mutual fund company. We feel this is the best way to provide financial advice.
Justin's Background
Justin is a CERTIFIED FINANCIAL PLANNER™ professional, having completed the requirements for certification in January 2007. In order to maintain his certification, Justin is required to complete 30 hours of continuing education every 2 years. As a CFP® certificant, Justin also adheres to the CFP Board’s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.
Justin also currently works as Manager of Operations of the Garrett Planning Network, an international network of independent, Fee-Only financial advisors. Justin has been with the Garrett Planning Network since 2003.
Prior to becoming a financial advisor, Justin worked as Quality Assurance Team Lead in Sprint’s Real Estate Technology group for 1 year. He also worked as a Consultant in Accenture's Communications & High-Tech market group for more than 3 years.
Justin's Education
College for Financial Planning, Denver, CO
Certificate, Financial Planning, 2002 – 2004
Kansas State University, Manhattan, KS
BS, Finance, 1995 – 1999
Justin's Personal Notes
In addition to his work roles, Justin serves as Treasurer for the Garrett Financial Education Alliance, a non-profit financial education foundation. He serves as a member of the Flint Hills Financial Literacy Council, which works to coordinate efforts, raise awareness and promote financial literacy in the Manhattan, KS, area. And he also currently teaches Introduction to Personal and Family Finance as an adjunct instructor at Kansas State University.
Justin lives with his wife and two sons in Manhattan, KS. He enjoys spending time with his family and friends, jogging, golfing and snow skiing.
Justin's own personal financial mantra is: Earn as much as you can. Give generously. Save early and often. Spend the rest to enjoy life!
Justin Nichols, CFP®, is founder and principal of Nichols Financial Advice, which was launched in 2007. We provide Fee-Only, hourly, fiduciary financial advice to people at all stages of life and we specialize in providing advice to those in their 20s and 30s. We are located in Manhattan, KS, and we also enjoy working virtually, via web meeting, with clients across the USA.
We work with clients on a Fee-Only basis, meaning we do not accept commissions of any kind. We feel this is the most objective way to provide financial advice.
We work with clients on an hourly basis, meaning clients simply pay by the hour for as much or as little advice as they want (similar to a CPA or an attorney). We feel this is a very accessible way to provide financial advice.
We work with clients on a fiduciary basis, meaning our only loyalty is to our clients – not a brokerage firm or a mutual fund company. We feel this is the best way to provide financial advice.
Justin's Background
Justin is a CERTIFIED FINANCIAL PLANNER™ professional, having completed the requirements for certification in January 2007. In order to maintain his certification, Justin is required to complete 30 hours of continuing education every 2 years. As a CFP® certificant, Justin also adheres to the CFP Board’s Code of Ethics and Professional Responsibility and Financial Planning Practice Standards.
Justin also currently works as Manager of Operations of the Garrett Planning Network, an international network of independent, Fee-Only financial advisors. Justin has been with the Garrett Planning Network since 2003.
Prior to becoming a financial advisor, Justin worked as Quality Assurance Team Lead in Sprint’s Real Estate Technology group for 1 year. He also worked as a Consultant in Accenture's Communications & High-Tech market group for more than 3 years.
Justin's Education
College for Financial Planning, Denver, CO
Certificate, Financial Planning, 2002 – 2004
Kansas State University, Manhattan, KS
BS, Finance, 1995 – 1999
Justin's Personal Notes
In addition to his work roles, Justin serves as Treasurer for the Garrett Financial Education Alliance, a non-profit financial education foundation. He serves as a member of the Flint Hills Financial Literacy Council, which works to coordinate efforts, raise awareness and promote financial literacy in the Manhattan, KS, area. And he also currently teaches Introduction to Personal and Family Finance as an adjunct instructor at Kansas State University.
Justin lives with his wife and two sons in Manhattan, KS. He enjoys spending time with his family and friends, jogging, golfing and snow skiing.
Justin's own personal financial mantra is: Earn as much as you can. Give generously. Save early and often. Spend the rest to enjoy life!
Garrett Investment Advisors, LLC , a Fee-Only SEC registered investment advisor. Tel: (910) FEE-ONLY.
Nichols Financial Advice may offer investment advisory services in the State of Kansas and in other jurisdictions where exempted.